Car insurance companies advertise reliability, honesty and integrity. The truth, however, is that these businesses make their mint by paying out the lowest amount of money possible. There are all sorts of excuses that insurance providers use to deny claims and leave their policyholders out to dry.
If you believe that your insurer wrongfully denied your claim or offered an unfair payout, contact the Luke Dow Law Firm. Luke Dow is a board-certified personal-injury attorney in Austin who knows the tactics that insurance companies use to cheat their policyholders. Call 512-518-4104 to discuss your case in a free initial consultation.
What to Do after Your Car Insurance Company Denies Your Claim
After you have received an official letter of denial from your insurance provider, it is highly advisable that you contact a car wreck lawyer. Hiring an attorney will tell your insurance company that you mean business.
Your lawyer will evaluate your policy and the reason for the denial to determine if your insurance provider wrongfully denied your coverage. If your insurance company’s reason for denying your claim does not match the facts of your case, your lawyer will help you request reconsideration.
If your insurer denies your claim again, your personal-injury attorney will help you file an appeal with the Texas Department of Insurance. Luke Dow will gather extensive evidence to strengthen your case so you can recover the compensation you deserve.
3 Common Reasons Why Car Insurance Companies Deny Claims
Your insurance company is a business; as such, it is in your provider’s best interests to deny or undervalue your claim. Insurance companies will look for any excuse they can to shortchange their policyholders.
Here are a few common reasons why insurance companies deny claims:
- Pre-Existing Injuries
- You Did Not Pay Your Premiums
- The Police Report Did Not Mention Complaints of Pain or Injuries at the Scene
If your car insurance claim was denied in Texas, contact the Luke Dow Law Firm. Mr. Dow is a personal-injury attorney in Austin who will help you recover the highest possible compensation for lost wages, medical bills and other damages. Call 512-518-4104 today to schedule a consultation.