Auto insurance companies may advertise reliability, but that rhetoric often goes out the window when a person files a claim. Make no mistake: Profit-minded insurance carriers will look for any possible excuse to deny a claim, which is why it is essential that accident victims collect as much evidence as possible at the crash scene.
Photographs can be particularly valuable evidence because they can tell the story of how the collision happened. They can help your car accident attorney prove negligence and liability if the at-fault driver or insurance company disputes your claim.
In addition to taking photos of the scene, it is advisable that you hire an attorney to file the claim on your behalf. Insurance companies tend to take claims filed by attorneys more seriously because if you file alone, the insurer may offer a low settlement under the assumption that you would not be willing to take the case to court.
Luke Dow is a board-certified personal injury lawyer in Austin who knows the tactics that insurance carriers use to cheat claimants out of fair compensation. He will evaluate your case, interview witnesses, gather evidence, calculate your damages, and help you fight for the maximum payout. Call 512-518-4104 to schedule a free initial consultation at the Luke Dow Law Firm.
Let’s take a look at five tips to keep in mind when taking photos of an accident scene:
- Activate your camera’s timestamp function. This will record the date and time of each photo, which may help with accident reconstruction and the development of timelines.
- Take pictures of injuries and property damage. These may help your attorney prove damages.
- Take photos of skid marks and traffic signs. Your personal injury lawyer may use these to prove negligence and liability.
- Take wide-angle pictures that show the relative positions of vehicles. Try to take several of these photos from multiple angles.
- Take photos of any debris or parts strewn across the road to convey the seriousness of the collision.
Even if you do everything right at the accident scene, the insurance company may still look for a reason to dispute your claim. According to ValuePenguin, this may happen if:
- You did not undergo a medical evaluation;
- You skipped your doctor’s appointments;
- You did not follow your doctor’s treatment plan;
- You waited too long to file your claim;
- You lied to the insurance company;
- Your statements are inconsistent with the police report;
- You filed a claim for coverage that you do not have;
- Your insurance policy does not cover your specific type of loss; or
- You did not pay your insurance premiums.